Home loans
Opinion
Opinion
Why bankers aren’t popping champagne despite rising house prices
With a rising number of people unable to get into the housing market, the big four banks are worried that a mortgage boom is unlikely to have legs.
- by Clancy Yeates
Latest
Analysis
Analysis
Is the age of bumper home loan cashbacks over?
There have recently been signs that red-hot mortgage competition may be coming off the boil - or at least that’s what banks would like to see.
- by Clancy Yeates
Updated
Victorian budget
Tax slug for Victorians with investment properties or holiday homes
The state government will seek to raise $4.7 billion by slapping home owners with more than one property with a fixed charge of up to $975, plus increased tax on landholdings for the next decade.
- by Cara Waters
Why Sydneysiders are avoiding major home renovations
The renovation sector is easing following a construction boom with builders saying homeowners are picking smaller-scale projects over major alterations.
- by Amber Schultz
The Perth suburbs you’ve been priced out of in the past year
Perth house hunters can no longer afford to buy in as many suburbs as a year ago, despite the market slowing down.
- by Heather McNeill
Analysis
Big four
Households yet to feel the full sting of RBA interest rate hikes
The household sector has only felt about 70 per cent of the impact from the interest rate rises announced so far, according to estimates.
- by Clancy Yeates
Fintech Finspo aims to roll out ‘robo mortgage broking’
Finspo plans to develop technology that would automate part of the mortgage broking business by generating advice to help clients pick a loan.
- by Clancy Yeates
Opinion
Ask an expert
Should I use the money in my offset account to pay down my mortgage?
Keeping your money in your offset account leaves you with more options down the track.
- by Noel Whittaker
Opinion
Opinion
Forget 17 per cent: Borrowers are now officially hurting more than the 1980s
Making the mortgage was super tough in the late ’80s and early ’90s. It is now equally tough, at best.
- by Nicole Pedersen-McKinnon
Opinion
Philip Lowe
Economists wrong-footed again – this time on rates
Reserve Bank governor Philip Lowe has made mugs of the economists who had waged their bets on the bank keeping interest rates on hold this month.
- by Elizabeth Knight
The graph that shows why being thrifty is not enough for home buyers
After the steepest price falls on record, will it get any easier to buy a house this year?
- by Kate Burke